Small-business health insurance, explained

Plain-language guides for business owners: how group health plans work, what the plan types mean, and how an ICHRA allowance compares.

Guides

How group plans work · 2 min
What you decide as the owner, where prices come from, enrollment minimums, renewals and the rules in your state.
Metal levels and plan types · 2 min
Bronze, Silver, Gold and Platinum; deductibles and out-of-pocket maximums; HMO, PPO and EPO networks; and level-funded plans.
ICHRA in brief · 2 min
How an ICHRA allowance works: capped cost, classes, the affordability test and what it takes to set one up.
How DwellZip works · 1 min
From adding your business to choosing a plan: how DwellZip helps small businesses compare health coverage.
Key dates · 1 min
The dates that matter: coverage start dates, the November 15 to December 15 window, January 1 rate changes and ICHRA notice deadlines.